Austin TX Real Estate Market Report 2026 | Kevin McAfee
Austin & Central Texas · Market Insights

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Real data from the Austin Board of Realtors — updated monthly. Neighborhood insights, live market stats, and a free buyer report from a local expert who lives here.

Live data · Austin Board of Realtors / Unlock MLS · July 2026
KM
Kevin McAfee
Vista Realty Group · Austin, TX · (512) 587-4621
ABoR Market Data · July 2026
$435K
Median Sale Price · Austin Metro
↑ 1.0% year-over-year
2,739
Homes Sold · Metro
↑ 4.4% year-over-year · July closings
+4.1%
Pending Sales YoY · Metro
2,833 pending sales · momentum holds
4.5 mo
City of Austin Inventory
Among the tightest in the metro
$577K
City of Austin Median
↓ 1.4% vs July 2025
Market Update · July 2026
Austin's Turn Holds for a Second Month: The metro median rose 1.0% year-over-year in July 2026 — a second straight month of annual gains — while sales climbed 4.4% to 2,739 homes and pending sales rose 4.1%. Inside Austin city limits, sales jumped 11.0% even as the median eased 1.4% to $577,000, as active listings kept tightening across the region.
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Neighborhood Spotlight

Where Are Buyers Finding Value?

Kevin's Closed Sales →
Buyer Advantage
Williamson County
$415K
July 2026 median · ABoR data
↓ 1.2% YoY · 957 closed sales (+6.0%)
Round Rock · Georgetown · Cedar Park
Value
Hays County
$367.7K
July 2026 median · ABoR data
↑ 1.0% YoY · 344 closed sales (-12.0%)
Kyle · Buda · San Marcos
Affordable
Bastrop County
$346.1K
July 2026 median · ABoR data
↑ 2.3% YoY · 6.3 months inventory
Elgin · Bastrop · McDade
ABoR / Unlock MLS Data

Austin Metro Price Trend

Source: Unlock MLS →
Austin-Round Rock-San Marcos MSA · Median Sale Price Aug 2025–Jul 2026
$435K
Metro Median · July 2026
↑ 1.0% year-over-year
2,739
Homes Sold · Metro
↑ 4.4% year-over-year
+4.1%
Pending Sales YoY
2,833 pending transactions
Inventory by County · July 2026
Caldwell County 7.7 mo
Bastrop County 6.3 mo
Hays County 5.0 mo
Travis County 4.8 mo
City of Austin 4.5 mo
Williamson County 4.3 mo
Market Balance
Buyer's Market Seller's Market

Sales rose 4.4% in July and active inventory across the metro fell 9.9% year-over-year, extending June's tightening trend at a somewhat slower pace. Homes closed at an average of 93.7% of list price and took 63 days to sell metro-wide — conditions remain broadly balanced, with a gradual drift toward sellers as supply keeps shrinking. Source: ABoR / Unlock MLS, July 2026.

Free Tool

Austin Mortgage Calculator

Estimate your full monthly payment including principal, interest, Travis County property tax, insurance, PMI, and HOA. Mortgage rates currently near 6.65% (30-yr fixed, mid-August 2026).

Austin metro median July 2026: $435,000 (ABoR/Unlock MLS)
20%
$87,000 down · Loan: $348,000
6.65%
Current avg ~6.65% (30-yr fixed, Freddie Mac, mid-August 2026)
2.10%
Travis Co. avg ~2.1% · Williamson ~2.0%
Austin avg: $1,800–$3,000/yr
Enter $0 if no HOA
No PMI — down payment is 20% or more.
Monthly Payment Estimate
Total Monthly Payment
Principal & Interest + Tax + Insurance + HOA
70% P&I
P&I
Tax
Ins/HOA
Principal & Interest
Property Tax
Home Insurance
PMI
HOA
Total Monthly

These are estimates only. Contact Kevin to get connected with Austin's top lenders and find out exactly what you qualify for.

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Local Austin expert
Vista Realty Group
TREC Licensed
2026 Buyer's Guide

What Smart Austin Buyers Know Right Now

More from Kevin →
01
The Market's Turn Is Holding
July 2026 marked a second straight month of year-over-year price gains for the metro (+1.0%), while active inventory fell nearly 10% year-over-year. Buyers who have been waiting for a clear signal to move now have two months of confirming data — the easiest negotiating conditions of this cycle continue to gradually narrow.
02
Get Pre-Approved Before You Search
Even as prices firm up, well-priced homes move quickly. Sellers still expect serious offers backed by a pre-approval letter. Kevin can connect you with Austin lenders at no cost or obligation.
03
Factor in Property Tax — It's Significant
Texas has no state income tax, but Travis County property taxes average ~2.1%. On a $435K home that's ~$761/mo. Always model the full monthly cost. The mortgage calculator above includes this automatically.
04
Rates Have Eased Slightly Into the Mid-6% Range
Mortgage rates have eased to around 6.65% as of mid-August 2026, per Freddie Mac. Buying now, while the annual price comparison is holding positive for a second month, positions you to refinance if rates drop further — locking in a better equity starting point than waiting for a recovery that's already visible in the data.
05
Always Check Flood Zone Status
Travis County has complex FEMA flood maps, especially near Barton Creek, Bull Creek, and Shoal Creek. Flood insurance can add $1,500–$4,000/year. Kevin verifies flood status on every property he represents.
06
Buyer Representation Costs You Nothing
In Texas, sellers traditionally pay buyer agent commissions. Working with Kevin gives you expert local guidance, off-market access, and seasoned negotiation at no direct cost to you as a buyer.
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Kevin McAfee
Your Austin Buyer's Advocate

Born and raised in Central Texas, Kevin brings deep neighborhood knowledge, straight talk, and a genuine commitment to finding you the right home — not just any home. He stays current with every Unlock MLS and ABoR report so his clients always have an edge.

Vista Realty Group · Licensed Texas REALTOR® · TREC Compliant