Austin TX Real Estate Market Report 2026 | Kevin McAfee
Austin & Central Texas · Market Insights

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Real data from the Austin Board of Realtors — updated monthly. Neighborhood insights, live market stats, and a free buyer report from a local expert who lives here.

Live data · Austin Board of Realtors / Unlock MLS · August 2026
KM
Kevin McAfee
Vista Realty Group · Austin, TX · (512) 587-4621
ABoR Market Data · August 2026
$412K
Median Sale Price · Austin Metro
↓ 6.4% year-over-year
2,501
Homes Sold · Metro
↓ 7.3% year-over-year · August closings
+1.5%
Pending Sales YoY · Metro
2,623 pending sales · one bright spot
4.6 mo
City of Austin Inventory
Tied for tightest in the metro
$560K
City of Austin Median
↓ 4.3% vs August 2025
Market Update · August 2026
Austin Cools as National Rate Pressure Reaches Central Texas: The metro median fell 6.4% year-over-year in August 2026 to $412,000, while sales dropped 7.3% to 2,501 homes — even as pending sales still rose 1.5%. Inside Austin city limits, sales fell 10.3% and the median eased 4.3% to $560,000, as active listings loosened slightly across the region.
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Neighborhood Spotlight

Where Are Buyers Finding Value?

Kevin's Closed Sales →
Buyer Advantage
Williamson County
$399.9K
August 2026 median · ABoR data
↓ 5.9% YoY · 855 closed sales (-4.1%)
Round Rock · Georgetown · Cedar Park
→
Value
Hays County
$355K
August 2026 median · ABoR data
↓ 1.4% YoY · 396 closed sales (-8.1%)
Kyle · Buda · San Marcos
→
Affordable
Bastrop County
$342.5K
August 2026 median · ABoR data
↓ 5.1% YoY · 7.4 months inventory
Elgin · Bastrop · McDade
→
ABoR / Unlock MLS Data

Austin Metro Price Trend

Source: Unlock MLS →
Austin-Round Rock-San Marcos MSA · Median Sale Price Sep 2025–Aug 2026
$412K
Metro Median · August 2026
↓ 6.4% year-over-year
2,501
Homes Sold · Metro
↓ 7.3% year-over-year
+1.5%
Pending Sales YoY
2,623 pending transactions
Inventory by County · August 2026
Bastrop County 7.4 mo
Caldwell County 7.3 mo
Hays County 5.5 mo
Travis County 5.1 mo
City of Austin 4.6 mo
Williamson County 4.6 mo
Market Balance
Buyer's Market Seller's Market

Sales fell 7.3% in August and months of supply rose in several counties, even as active listings across the metro eased slightly year-over-year. Homes still closed at an average of 93.2% of list price — a modest improvement from last year despite the pullback, but conditions are tilting further toward buyers as prices and volume soften. Source: ABoR / Unlock MLS, August 2026.

Free Tool

Austin Mortgage Calculator

Estimate your full monthly payment including principal, interest, Travis County property tax, insurance, PMI, and HOA. Mortgage rates currently near 6.76% (30-yr fixed, week of Sept. 10, 2026).

Austin metro median August 2026: $412,000 (ABoR/Unlock MLS)
20%
$82,400 down · Loan: $329,600
6.76%
Current avg ~6.76% (30-yr fixed, Freddie Mac, week of Sept. 10, 2026)
2.10%
Travis Co. avg ~2.1% · Williamson ~2.0%
Austin avg: $1,800–$3,000/yr
Enter $0 if no HOA
No PMI — down payment is 20% or more.
Monthly Payment Estimate
Total Monthly Payment
—
Principal & Interest + Tax + Insurance + HOA
70% P&I
P&I
Tax
Ins/HOA
Principal & Interest—
Property Tax—
Home Insurance—
PMI—
HOA—
Total Monthly —

These are estimates only. Contact Kevin to get connected with Austin's top lenders and find out exactly what you qualify for.

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Local Austin expert
Vista Realty Group
TREC Licensed
2026 Buyer's Guide

What Smart Austin Buyers Know Right Now

More from Kevin →
01
August Brought Real Room to Negotiate
The metro median fell 6.4% year-over-year in August 2026 to $412,000, and sales dropped 7.3% as national interest-rate pressure reached Central Texas. Buyers who can move now are working with more leverage than they had over the summer — even as pending sales held slightly positive, a sign demand hasn't disappeared.
02
Get Pre-Approved Before You Search
Even as prices firm up, well-priced homes move quickly. Sellers still expect serious offers backed by a pre-approval letter. Kevin can connect you with Austin lenders at no cost or obligation.
03
Factor in Property Tax — It's Significant
Texas has no state income tax, but Travis County property taxes average ~2.1%. On a $412K home that's ~$721/mo. Always model the full monthly cost. The mortgage calculator above includes this automatically.
04
Rates Have Ticked Up Toward 7%
Mortgage rates have climbed to around 6.76% as of the week of Sept. 10, 2026, per Freddie Mac, and are among the pressures behind August's softer sales. Buying while prices are down gives you a lower basis to start from — and the option to refinance later if rates ease.
05
Always Check Flood Zone Status
Travis County has complex FEMA flood maps, especially near Barton Creek, Bull Creek, and Shoal Creek. Flood insurance can add $1,500–$4,000/year. Kevin verifies flood status on every property he represents.
06
Buyer Representation Costs You Nothing
In Texas, sellers traditionally pay buyer agent commissions. Working with Kevin gives you expert local guidance, off-market access, and seasoned negotiation at no direct cost to you as a buyer.
Ready to Talk?
Kevin McAfee
Your Austin Buyer's Advocate

Born and raised in Central Texas, Kevin brings deep neighborhood knowledge, straight talk, and a genuine commitment to finding you the right home — not just any home. He stays current with every Unlock MLS and ABoR report so his clients always have an edge.

Vista Realty Group · Licensed Texas REALTOR® · TREC Compliant
© 2026 All rights reserved. Data sourced from Austin Board of Realtors / Unlock MLS — August 2026 report, released September 15, 2026. Deemed reliable but not guaranteed.